Grow your retirement fund with SMSF commercial property loans.
One great investment is real estate. As an SMSF trustee, you can use SMSF loans to increase your borrowing capacity and purchase a commercial property that delivers rental income to the fund. But like any investment strategy, borrowing through SMSF comes with a few complexities. It should comply with the Australian Taxation Office’s rules and regulations. Plus, it must be aligned with the fund’s overall investment strategy.
This is where we step in. We have our own Australian credit licence, which allows us to deal with hundreds of lenders. You can count on us to find ultra-competitive SMSF commercial property loan interest rates and terms that best suit your needs.
The main goal of a self-managed super fund (SMSF) is to support the members’ retirement & financial future. An SMSF trustee can use the fund to secure investments and increase the retirement savings members can enjoy once they enter their golden years.
We work with experts who are accredited by the MFAA to guide you through all aspects of the process. All our consultants are expert insurance and mortgage specialists and will ensure you get a fully comprehensive service from us.
Borrowing to invest in your self managed super fund requires professional legal and financial guidance. Not getting it may seriously affect future investments. Regardless of your situation, we advise on the best structure for you to buy a commercial property through an SMSF loan.
Whether you’re purchasing property for the sole use of leasing it through your SMSF, or for both business and personal use, you want to make sure your lending framework is tailored to maximise all tax incentives available.
Our team carefully considers every part of the process, such as comparing credit providers & interest rates, looking at property value, exploring secured and unsecured options for your loan amount, evaluating loan terms and more. We have all of these finalised against each client’s financial situation.
An SMSF commercial property loan can be used to purchase buildings such as factories, warehouses, shops & offices. You can also invest in more specialist securities such as breweries.
Commercial investment property can be rented out for an income to grow the super fund, but keep in mind that you can’t use the mortgage to fund new construction projects.
The LVR and interest rates on your SMSF property loan can vary, which is why it’s good to compare. Calculating your loan repayments can be tricky if you have an irregular income. You might also need to estimate any GST impact that new purchase may have in order to see whether or not you’re able to.
This is where our lending team can offer personal advice based on your financial situation.
We choose to use SMSF Loans CO for our clients as they have absolutely unrivalled knowledge in such a specialised field. Never once have they disappointed us or our clients, as they always know which loan options are the most suitable. they secure approvals quickly and efficiently with all of their lenders, and make the experience as comfortable and easy as possible
Interested in acquiring commercial properties? Contact us to today schedule a phone meeting with one of our loan specialists. We’ll help you get you the service you need.
Join the SMSF revolution, and kickstart your retirement!