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At SMSF Loans Co, we do everything in our power to ensure our customers have a long-term SMSF investment strategy that works! We’ll help you get better results from your self-managed superannuation fund by helping you invest in properties through loans. Our SMSF lending services are overseen by highly trained SMSF trustees. We also have an Australian credit licence, enabling us to deal with multiple SMSF lenders to offer you more loan options. Whether you want to use your SMSF to purchase residential or commercial property, count on our team to help you get the most competitive loan interest rate to help you secure your retirement.
Contact us to schedule a phone meeting with one of our SMSF loan specialists. Let’s start creating an excellent investment strategy for your SMSF—and your future.
Through a Limited Recourse Borrowing Arrangement (LRBA), an SMSF trustee can get loans for property investment. Lending to SMSFs is heavily regulated, so it’s crucial to seek independent advice before taking out a loan. Get in touch with our team today; we’re ready to assist and boost your lending strategies.
The key difference between SMSF and other super funds is this: SMSF members are also the fund trustees. Essentially, SMSF members have more control over their funds; they can buy investment property or shares to boost their retirement fund. Also, SMSFs come with a few advantages, including a potential discount on capital gains tax.
Generally, an SMSF trustee can borrow up to 80% of the property value they plan to acquire with the loan. Say an SMSF wants to buy an investment property valued at a million dollars. It can get a maximum SMSF loan amount of $800,000.
Yes. With an Australian credit licence, our team can arrange for our partner lender or credit provider to give you a pre-approved SMSF home loan or commercial loan, even before your self-managed super fund has been set up. The pre-approval often comes with interest rate and other details that will help you make an informed decision.
If you have an existing SMSF loan, consider refinancing. SMSF borrowers can trade their existing loan for a new loan product with a lower interest rate. That means faster monthly repayments and more savings for every self-managed super fund member.
Yes. SMSFs can typically get fixed-rate home loans or commercial loans for up to five years. Consider our SMSF loan refinancing services if you have an existing SMSF loan with a fixed interest rate. You might get a more competitive product with a lower interest rate for your loan amount. That will help speed up your repayments and grow your SMSF more quickly.