Grow Your Investment with SMSF Loans

Get specialist advice from SMSF Loans CO. Schedule a free consultation today.

Ultra-Competitive, Low-Interest SMSF Loans

At SMSF Loans Co, we do everything in our power to ensure our customers have a long-term SMSF investment strategy that works! We’ll help you get better results from your self-managed superannuation fund by helping you invest in properties through loans. Our SMSF lending services are overseen by highly trained SMSF trustees. We also have an Australian credit licence, enabling us to deal with multiple SMSF lenders to offer you more loan options. Whether you want to use your SMSF to purchase residential or commercial property, count on our team to help you get the most competitive loan interest rate to help you secure your retirement.

Commercial property with SMSF Loans
SMSF Residential Property Loans
Borrowing to purchase residential property could be the right strategy for your self-managed super fund. Let us help you take out correctly optimised SMSF home loans for a higher purchasing capacity & lower interest rate. So you can buy a property to boost your retirement savings with a stable rental income. Talk to one of our SMSF loan experts today to get started.
Learn more
SMSF Loan Refinance Calculation
SMSF Loan Refinance Options
Is your SMSF property loan more than two years old? Consider taking out a refinance loan to pay off your initial loan faster and grow your super fund more quickly. Our team will do the hard work for you. We’ll compare different loan products & strategies to help you find a refinance loan that matches your financial situation. Get in touch to get started.
Learn more
Lady with coffee in the office
SMSF Loan Setup
If you want to take out a home loan to buy residential or commercial property for investment purposes but haven’t set up your SMSF yet, turn to our team. We’ll ensure your SMSF is set up correctly and compliantly. We can also organise your SMSF loan to be pre-approved even before your SMSF has been established. Learn more about this service today.
Learn more
People discussing SMSF Investment
SMSF Loan for Bad Credit
Don’t let a bad credit score hold you back from getting an ultra-competitive SMSF loan. We offer many lending solutions catered explicitly for clients with a poor credit history. You can still put forward your retirement savings to a residential property or commercial investment property of your choice. Let’s start with a free consultation.
Learn more
SMSF Loans Co
SMSF Lending Strategy
The performance of your SMSF plays a huge role in determining how much money you and other fund members can enjoy in your retirement years. Protect your financial future by making wise investment moves today. We provide tailored lending strategies to boost your purchasing power and help you grow your SMSF property investments today. Call us to know more.
Learn more
Commercial properties in Australia
Commercial SMSF Property Loans
If you’re looking to purchase a commercial investment inside your SMSF, we can help you out. Thanks to our access to a range of commercial loan products, we can make it easy for you to get your desired loan amount & interest rate, acquire a profitable property and boost your real estate portfolio. Contact us today.
Learn more
"Helpful from the beginning, right up until the finish. They ensured a very smooth process with our commercial SMSF loan, making sure that we received the right loan that suited our needs."
lady with glasses
Joanne
"Absolutely fantastic service, with even better communication. The staff at SMSF Loans co made my experience fast and simple. Highly recommended!"
review photo of man
Mark
“I highly recommend SMSF Loans Co! The team was always very responsive with their communication, always providing invaluable information.
A happy man
Jessie

As Featured In

Get your FREE consultation today!

Contact us to schedule a phone meeting with one of our SMSF loan specialists. Let’s start creating an excellent investment strategy for your SMSF—and your future. 

woman on the phone smiling at the camera

SMSF FAQs

How does an SMSF loan work?

Through a Limited Recourse Borrowing Arrangement (LRBA), an SMSF trustee can get loans for property investment. Lending to SMSFs is heavily regulated, so it’s crucial to seek independent advice before taking out a loan. Get in touch with our team today; we’re ready to assist and boost your lending strategies.

SMSF vs superannuation funds?

The key difference between SMSF and other super funds is this: SMSF members are also the fund trustees. Essentially, SMSF members have more control over their funds; they can buy investment property or shares to boost their retirement fund. Also, SMSFs come with a few advantages, including a potential discount on capital gains tax.

How much can SMSFs borrow?

Generally, an SMSF trustee can borrow up to 80% of the property value they plan to acquire with the loan. Say an SMSF wants to buy an investment property valued at a million dollars. It can get a maximum SMSF loan amount of $800,000.

Is it possible to get pre-approval?

Yes. With an Australian credit licence, our team can arrange for our partner lender or credit provider to give you a pre-approved SMSF home loan or commercial loan, even before your self-managed super fund has been set up. The pre-approval often comes with interest rate and other details that will help you make an informed decision.

Why should I refinance my SMSF loan?

If you have an existing SMSF loan, consider refinancing. SMSF borrowers can trade their existing loan for a new loan product with a lower interest rate. That means faster monthly repayments and more savings for every self-managed super fund member.

Can SMSFs get fixed-rate loans?

Yes. SMSFs can typically get fixed-rate home loans or commercial loans for up to five years. Consider our SMSF loan refinancing services if you have an existing SMSF loan with a fixed interest rate. You might get a more competitive product with a lower interest rate for your loan amount. That will help speed up your repayments and grow your SMSF more quickly.